1. About us
This website is operated by AP Tech Multi Global Ltd, a business registered in Nigeria, trading as AP Tech Multi Global, of Lagos, Nigeria. You can reach us at hello@yourdomain.com or +234 800 000 0000.
2. Eligibility & accounts
- You must be at least 18 years old and able to enter a legally binding contract.
- The information you give us must be accurate and kept up to date.
- You are responsible for keeping your password confidential and for activity on your account. Tell us immediately if you suspect unauthorised use.
- We may suspend or close accounts used for fraud, abuse or in breach of these terms.
3. Listings & pricing
- All prices are in Nigerian Naira (₦). Delivery fees and any applicable taxes are shown before you pay.
- We take care to describe products and properties accurately. Photos are for illustration and minor differences may occur.
- If an item is listed at an obviously incorrect price, we may cancel the order and give you a full refund.
- Property listings are invitations to treat and remain subject to availability and to verification of documents.
4. Orders & payment
- Payments are processed securely by Paystack by card, bank transfer or USSD. We do not store your card details.
- A contract is formed when your payment is confirmed and we send you an order confirmation email.
- If we cannot fulfil an order (for example, an item becomes unavailable), we will tell you and refund you in full.
- Unpaid orders are not binding. You may pay later from your account or simply leave them.
5. Delivery of electronics
- After payment we will confirm an expected delivery date by email and in your account. Dates are estimates; we will keep you updated if anything changes.
- Please check items on delivery and report any visible damage or missing items as soon as possible. Ownership and risk pass to you on delivery.
- Products come with the manufacturer's warranty where stated on the listing.
6. Landed properties (sale)
- We review title documents (such as a Certificate of Occupancy, Governor's Consent, registered survey or deed) before listing a property. However, we strongly recommend that you inspect the property and obtain independent legal advice, including a search at the relevant Lands Registry, before paying.
- Payment through this website secures the property for you. Transfer of title is completed by executing the appropriate documents (such as a Contract of Sale and Deed of Assignment) and, where required, obtaining Governor's Consent under the Land Use Act 1978.
- Unless agreed otherwise in writing, statutory and professional costs of perfecting title (such as consent fees, registration, survey and legal fees) are borne by the buyer. We will tell you about these before you commit.
- To comply with the Money Laundering (Prevention and Prohibition) Act 2022, we may ask for identification and information about the source of funds before completing a property transaction.
- We make no guarantee of future value, appreciation or investment return on any property.
7. Rented properties
- The rent shown covers the period stated on the listing (for example, “per year”). Any service charge, caution deposit or other fees are stated on the listing or confirmed to you before payment.
- A written tenancy agreement must be signed before you take possession. The tenancy is governed by that agreement and by the applicable tenancy law of the state where the property is located (for example, the Lagos State Tenancy Law 2011).
- We recommend inspecting the property before payment. Identification may be required from incoming tenants.
8. Returns & refunds
Our Returns & Refunds Policy forms part of these terms.
9. Acceptable use
You must not misuse the website. This includes fraud, using someone else's payment details, trying to gain unauthorised access, scraping, uploading malicious code, or anything that breaks the Cybercrimes (Prohibition, Prevention, etc.) Act 2015 or any other law.
10. Intellectual property
The AP Tech Multi Global name, logo, website design and content belong to us or our licensors. You may not copy or reuse them without our written permission. Product brand names belong to their respective owners.
11. Liability
We are responsible for loss or damage you suffer that is a foreseeable result of our breach of these terms or our negligence. Our total liability for any order is limited to the amount you paid for it. We are not liable for losses that were not foreseeable, for business losses, or for delays caused by events outside our reasonable control. Nothing in these terms excludes or limits liability that cannot be excluded or limited by law, including liability for death or personal injury caused by negligence, for fraud, or under the FCCPA.
12. Privacy
We handle your personal data as described in our Privacy Policy, in line with the Nigeria Data Protection Act 2023.
13. Governing law & disputes
These terms are governed by the laws of the Federal Republic of Nigeria. If you have a complaint, please contact us first so we can try to resolve it. If we cannot agree, either of us may refer the dispute to mediation, and you may also contact the Federal Competition and Consumer Protection Commission (fccpc.gov.ng). Otherwise, disputes will be heard by the Nigerian courts with competent jurisdiction.
14. Changes & contact
We may update these terms from time to time. The version in force when you place an order applies to that order. Questions? Email hello@yourdomain.com or call +234 800 000 0000.